A+ Credit, Inc

Headquartered in Raleigh, N.C., Coastal Federal Credit Union is a nonprofit, member-owned, financial cooperative that provides members with various financial services. Established in 1967, the credit union was founded by the employees of IBM Corporation and offers various products and services. Its services include personal and student banking, business, financial education, and investment and insurance plans. The company also provides various online services, such as transactions, electronic statements, account information access, mortgages, loans applications, bill payments and investments. Its student services include checking and savings accounts, loans, Visa credit cards and educational programs. The organization has a transaction call center, free online banking program, and audio response telephone banking and automated money information exchange systems. Its insurance and investment services include brokerage, financial planning, a variety of insurance options and online calculators. It provides service to members worldwide through a network of more than 20 branches located in Apex, Cary, Charlotte, Clayton, Concord, Durham, Garner, Raleigh and Sanford in North Carolina.

A+ Credit, Inc is a broker serving members with a range of financial services and support options. Drawing from the cooperative model described in its background, the organization operates as a nonprofit, member-owned financial cooperative, established in 1967 and founded by IBM Corporation employees. Over time, it has expanded its focus to help individuals and students as well as businesses through essential banking services, financial education, and guidance that includes investment and insurance plans. The organization supports members with online tools for everyday account management, including transactions, electronic statements, account information access, bill payments, mortgages, and loan applications, as well as investment-related services. For students, it offers checking and savings accounts, loans, Visa credit cards, and educational programs. A+ Credit, Inc also highlights customer support capabilities such as a transaction call center and additional access options including audio response telephone banking and automated money information exchange systems. Its brokerage and financial planning offerings include a variety of insurance options, supported by online calculators. With service available through a network of branches and member support that reaches beyond local areas—supported by a presence across multiple North Carolina locations—A+ Credit, Inc emphasizes practical, member-focused financial solutions delivered through both digital and in-person channels.